Lloyd later told police she believed Mr O’Dwyer had given a health and safety briefing while she was using the toilets at Morrisons before going out on the water.
Judge Stacey added: ‘We have heard such moving accounts from the family members of those who died.
‘Statements which I fear barely scratch the surface of their devastation at the loss of their loved ones,cut off in their prime,with so much to live for and look forward to.’
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